Shore Legal Access

Why Everyone Needs a Will—No Matter Their Income

August is Make-A-Will Month—a timely reminder that planning for the future isn’t just for the wealthy or elderly. It’s for everyone. Whether you own a house, have children, or simply want to make sure your belongings go to the right people, having a will is one of the most important steps you can take to protect your loved ones and your wishes.

A will is a legal document that outlines how you want your assets—your property, money, personal items, and even digital accounts—distributed after your death. More importantly, it can also designate guardians for minor children and name someone you trust to carry out your instructions. Without a will, these decisions are made by a court, following state laws that may not reflect your values, priorities, or family dynamics.

There’s a common misconception that wills are only necessary if you have significant wealth. But even if you don’t have much in the way of financial assets, you still have things that matter: personal possessions, pets, and most importantly, people who may depend on you. A will ensures your intentions are known and honored, reducing confusion and potential conflict among family members.

If you die without a will—known as dying “intestate”—state laws determine who gets what. This process can be time-consuming, expensive, and emotionally difficult for your loved ones. It also means you lose the opportunity to:

• Choose who will manage your estate

• Decide who receives specific items or assets

• Name a guardian for your children or pets

• Leave a legacy gift to a cause you care about

Creating a will can give you peace of mind and make life much easier your loved ones. It’s also a chance to think through your values, express gratitude, and leave a thoughtful legacy, no matter the size of your estate. In short, making a will is one of the most generous and practical acts you can do for those you care about.

Use this month as a prompt to take action. Whether you create a simple will or begin conversations with your loved ones, you’re taking an important step toward clarity, dignity, and care for the future.Having a will isn’t about how much you have—it’s about what matters to you. And there’s no better time to take charge of your legacy than during Make-A-Will Month.

Creating a will is more accessible than ever. You don’t have to navigate it alone. Shore Legal Access offers monthly clinics at the Caroline Public Library in Denton. To make an appointment, call 410-690-8128.